Net Worth Calculator
Free net worth calculator. Track your assets and liabilities to calculate total net worth. Includes debt-to-asset ratio and milestone tracking.
$275,000
$600,000
$325,000
54.2%
Assets
$
$
$
$
$
$
Liabilities
$
$
$
$
Asset vs Liability Breakdown
Assets$600,000
Liabilities$325,000
Asset Allocation
Home Value
58.3%$350,000
Investments (401k, IRA)
25.0%$150,000
Stocks & Bonds
8.3%$50,000
Cash & Savings
4.2%$25,000
Car Value
3.3%$20,000
Checking Account
0.8%$5,000
Net Worth Milestones
Debt Free
$0
✓Emergency Fund
$25,000
✓6 Figures
$100,000
✓Quarter Million
$250,000
✓Half Million
$500,000
Millionaire
$1,000,000
Multi-Millionaire
$2,000,000
Decamillionaire
$10,000,000
Building Net Worth
- Track your net worth monthly or quarterly
- Focus on paying down high-interest debt first
- Maximize employer 401(k) matching
- Build an emergency fund of 3-6 months expenses
- Invest consistently for long-term growth
- Keep lifestyle inflation in check as income grows
Net Worth Formula
Net Worth = Total Assets - Total Liabilities
Assets include everything you own (cash, investments, property, vehicles). Liabilities include everything you owe (mortgages, loans, credit cards).
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